/* Billfold — shared styles for content/SEO pages (served same-origin as /site.css) */
:root{
  --paper:#F4F6F3; --surface:#FFFFFF; --surface-2:#EEF1EC;
  --ink:#14201B; --muted:#566158; --faint:#7C8880;
  --line:#E0E5DE; --line-strong:#CDD4CB;
  --accent:#0B6B4F; --accent-ink:#FFFFFF; --accent-soft:#E4F0EA;
  --stamp:#C6832B; --stamp-soft:#F6ECDA;
  --shadow:0 22px 60px -28px rgba(20,32,27,.45); --shadow-sm:0 6px 22px -14px rgba(20,32,27,.4);
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,serif;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --mono:"SF Mono",ui-monospace,"Cascadia Code",Menlo,Consolas,monospace;
}
@media (prefers-color-scheme:dark){:root{
  --paper:#0E1512; --surface:#141D18; --surface-2:#182420; --ink:#E9EEE9; --muted:#94A39A; --faint:#75837B;
  --line:#243029; --line-strong:#31413A; --accent:#2FB98A; --accent-ink:#04120C; --accent-soft:#12241D;
  --stamp:#D79A46; --stamp-soft:#241C10; --shadow:0 30px 70px -30px rgba(0,0,0,.7); --shadow-sm:0 10px 26px -16px rgba(0,0,0,.7);
}}
:root[data-theme="light"]{--paper:#F4F6F3;--surface:#FFFFFF;--surface-2:#EEF1EC;--ink:#14201B;--muted:#566158;--faint:#7C8880;--line:#E0E5DE;--line-strong:#CDD4CB;--accent:#0B6B4F;--accent-ink:#FFFFFF;--accent-soft:#E4F0EA;--stamp:#C6832B;--stamp-soft:#F6ECDA;}
:root[data-theme="dark"]{--paper:#0E1512;--surface:#141D18;--surface-2:#182420;--ink:#E9EEE9;--muted:#94A39A;--faint:#75837B;--line:#243029;--line-strong:#31413A;--accent:#2FB98A;--accent-ink:#04120C;--accent-soft:#12241D;--stamp:#D79A46;--stamp-soft:#241C10;}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.measure{max-width:68ch}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.01em;text-wrap:balance;line-height:1.12;margin:0}
.mono{font-family:var(--mono);font-variant-numeric:tabular-nums}
.eyebrow{font-family:var(--mono);font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin:0 0 12px}

header.nav{position:sticky;top:0;z-index:30;background:color-mix(in srgb,var(--paper) 88%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;gap:18px;height:62px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-weight:600;font-size:20px;color:var(--ink)}
.brand .mk{width:29px;height:29px;border-radius:8px;background:var(--accent);color:var(--accent-ink);display:grid;place-items:center;font-family:var(--mono);font-weight:700}
.nav-links{display:flex;gap:22px;margin-left:auto;font-size:15px;color:var(--muted)}
.nav-links a{color:var(--muted)} .nav-links a:hover{color:var(--ink);text-decoration:none}

.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--sans);font-weight:600;font-size:15.5px;padding:13px 22px;border-radius:10px;border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .15s}
.btn:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.btn-primary{background:var(--accent);color:var(--accent-ink);box-shadow:var(--shadow-sm)}
.btn-primary:hover{transform:translateY(-2px);text-decoration:none}
.btn-ghost{background:transparent;color:var(--ink);border:1px solid var(--line-strong)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent);text-decoration:none}

main{padding:44px 0 24px}
.crumbs{font-size:13px;color:var(--faint);margin-bottom:18px}
.crumbs a{color:var(--faint)}
article h1{font-size:clamp(30px,4.4vw,46px);margin-bottom:14px}
article h2{font-size:clamp(22px,3vw,30px);margin:44px 0 12px}
article h3{font-size:19px;margin:26px 0 8px}
article p{color:var(--ink);margin:14px 0}
article .lede{font-size:20px;color:var(--muted);margin:0 0 26px}
article ul,article ol{color:var(--ink);padding-left:22px}
article li{margin:7px 0}
article strong{font-weight:600}

.card{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow-sm)}
.tpl-cta{display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;margin:26px 0}
.note{font-size:13.5px;color:var(--faint);background:var(--surface-2);border:1px solid var(--line);border-radius:10px;padding:12px 14px;margin:14px 0}

table.tbl{width:100%;border-collapse:collapse;margin:18px 0;font-size:15px}
.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:var(--surface)}
table.tbl th,table.tbl td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}
table.tbl thead th{font-family:var(--mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--faint);font-weight:600}
table.tbl tbody tr:last-child td{border-bottom:none}

.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px;margin:22px 0}
.tile{display:block;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:20px;transition:transform .15s,border-color .15s}
.tile:hover{transform:translateY(-3px);border-color:var(--accent);text-decoration:none}
.tile h3{font-size:18px;margin-bottom:6px}
.tile p{color:var(--muted);font-size:14px;margin:0}

.privacy-strip{display:flex;gap:10px;align-items:center;flex-wrap:wrap;color:var(--faint);font-size:13.5px;margin:20px 0}
.privacy-strip b{color:var(--ink)}

.refs{font-size:13.5px;color:var(--muted);border-top:1px solid var(--line);margin-top:40px;padding-top:18px}
.refs ol{padding-left:20px} .refs li{margin:6px 0}

.cta-band{background:var(--ink);color:var(--paper);border-radius:20px;padding:44px 34px;text-align:center;margin:40px 0}
.cta-band h2{color:var(--paper)} .cta-band p{color:color-mix(in srgb,var(--paper) 72%,transparent);max-width:46ch;margin:12px auto 22px}
.cta-band .btn-primary{background:var(--accent)}

footer{border-top:1px solid var(--line);padding:36px 0;color:var(--faint);font-size:14px}
.foot-in{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;align-items:center}